LOCAL & CROSS-BORDER COMMERCE

Everything to sell online.
One connected platform.

Launch a storefront, share Checkout Links or connect your application through the API. Run your catalog, Stripe-powered payments, orders and customer relationships from one workspace.

Choose your selling model Explore demo stores

See how the fees work on a $100 sale

6 included themes · 12 demosApplications: MK · RS · BA · AL

Kordiva Business CMS dashboard with illustrative demo figures — Business CMS preview · illustrative demo figures

ProductsCheckoutOrdersMoney

IN PLAIN LANGUAGE

New to online selling?
Start right here.

A quick guide to the platform, payment tools and selling models you will find in Kordiva.

Kordiva: The platform where you build your store and manage sales, products, customers and orders.
Stripe: The payment infrastructure used for supported card transactions. It is not another store builder, and using Kordiva does not automatically open a Stripe account.
Checkout Links: A link to a payment page for a product or service that you can share by message, social media or email.
API: A connection for an existing website or app to use supported Kordiva checkout and commerce functions without rebuilding the website.
Business Commerce: Your registered company or sole-trader business remains the legal seller to the customer.
Merchant of Record: For approved Individual one-time digital sales, Kordiva LLC is the legal seller to the buyer and handles the applicable buyer-side sales tax in enabled markets.

WHAT THE PLATFORM ACTUALLY DOES

A storefront is only
the beginning.

Build your storefront, organize your catalog and follow every order. Kordiva connects the tools you need before, during and after a sale.

Storefront & design

6 included themes, page builder, custom domain and multilingual storefront content.

Products & subscriptions

Physical and digital products, variants, categories, inventory, subscriptions and pay-as-you-go where supported.

Checkout & payments

Stripe-powered checkout for supported one-time and recurring payment flows.

Orders & customers

See each order, customer and payment status in one place.

Analytics & multi-store

Track performance and manage multiple stores from the same Kordiva workspace.

API & integrations

Keep your existing website or app and connect Kordiva commerce flows where supported.

Read the platform guide

CHOOSE YOUR MODEL

One platform. Two ways to sell.

Choose the model that fits your business. Registered businesses sell in their own name. Eligible individuals sell approved digital products with Kordiva as Merchant of Record.

Business Commerce

Registered legal entities and sole traders.

Physical + digital commerce where supported · Storefront · Orders · Shipping · Checkout Links · API · Payments

Live today, with merchants accepting real payments. Reach international buyers where Stripe supports your transactions. Your business remains the seller.

Explore Business Commerce

Merchant of Record

Approved Individual digital sellers (natural persons).

Eligible one-time digital goods and services only. Physical goods and Individual recurring subscriptions are not supported.

Kordiva LLC is Merchant of Record for eligible Individual digital transactions.

Explore Merchant of Record See Individual plans

BALKAN MERCHANT APPLICATIONS

Start in four countries. Grow beyond borders.

Our initial onboarding countries are North Macedonia, Serbia, Bosnia and Herzegovina, and Albania. Registered businesses, sole traders and eligible Individual digital sellers can apply. These are seller onboarding countries, separate from the countries your customers buy from.

Business Commerce Individual Merchant of Record

Apply for access

North Macedonia
Serbia
Bosnia and Herzegovina
Albania

Outside these four countries?

We plan to expand onboarding as demand grows. Tell us where your business is based and what you sell. Our team will review payment support, verification and local requirements, then confirm whether we can support your setup.

Request a country review

Business Commerce already serves live merchants. Each new seller completes the checks required for their setup. Individual MoR buyer markets follow a separate rollout: Canada and EU-27 are pending. Applying from another seller country starts a review; it does not guarantee approval.

SIMPLE, TRANSPARENT PLANS

Choose the way you want to grow.

Clear pricing for the way you sell. Compare plans before you commit.

Choose your selling model

BUSINESS COMMERCE

Preview

Explore before you commit.

$0 / month

14-day preview · no LIVE paymentsPreview has no LIVE card payments.

1 store
Up to 10 products
1 member
Custom domain — not included
Stripe payments — not included
API integration — not included
Support — not included

Start free preview

BUSINESS COMMERCE

Basic

For your first online business.

$5 / month

4.9% + $0.30 per card sale*Estimated total: Kordiva + base Stripe processing

Example on a $100 sale*

$94.80Illustrative amount after the Kordiva fee and base Stripe processing

Estimated fees: $5.20. Processing, FX and bank costs depend on your agreement.

1 store
Up to 100 products
Up to 2 members
Basic analytics
Custom domain
Stripe payments
API integration
Support

Choose Basic

BUSINESS COMMERCE

Professional

For growing teams and multiple stores.

$49 / month

4.4% + $0.30 per card sale*Estimated total: Kordiva + base Stripe processing

Example on a $100 sale*

$95.30Illustrative amount after the Kordiva fee and base Stripe processing

Estimated fees: $4.70. Processing, FX and bank costs depend on your agreement.

Up to 5 stores
Up to 1000 products
Up to 20 members
Advanced analytics
Custom domain
Stripe payments
API integration
Support

Choose Professional

BUSINESS COMMERCE

Enterprise

For established commerce operations.

$99 / month

3.9% + $0.30 per card sale*Estimated total: Kordiva + base Stripe processing

Example on a $100 sale*

$95.80Illustrative amount after the Kordiva fee and base Stripe processing

Estimated fees: $4.20. Processing, FX and bank costs depend on your agreement.

Unlimited stores
Unlimited products
Up to 500 members
Advanced analytics
Custom domain
Stripe payments
API integration
Support

Choose Enterprise

HOW CARD FEES WORK

One simple plan price. Processing varies.

Stripe processes supported card payments. The examples above use published US Standard Pricing, not a quote for every merchant or transaction.

Base card example2.9% + $0.30

Currency conversion+1% where applicable

*The $100 examples use estimated base Kordiva + Stripe US card costs only, before customer tax, FX, banking or other adjustments. They are not final bank payouts. Actual processing costs depend on merchant country, card, currency and agreement. Monthly subscriptions are separate. Full plan comparison →

Business refunds and payouts follow the Business merchant rules, separate from Individual MoR cycles and reserve tiers. Business payouts and reserves →

USD · EXAMPLE, NOT A PAYOUT PROMISE

A customer pays $100.
How much remains?

First see a Business Commerce sale, then compare the Individual plans. Fees and payout rules are different between the two models; a balance after one fee is not the amount arriving in your bank.

BUSINESS COMMERCE

An example on the Basic plan.

Your registered business is the legal seller. On a $100 sale before buyer tax, this example assumes a 2.9% + $0.30 Stripe processing charge solely to illustrate the math. Your actual Stripe/payment-provider fees can differ.

Compare all Business plans

Product sale$100.00

Kordiva Basic fee (2%)− $2.00

Illustrative Stripe processing (2.9% + $0.30)− $3.20

Illustrative remainder before other costs$94.80

Illustrative calculation, not the final bank payout amount. The $5 Basic monthly subscription is separate; taxes, FX, bank fees, holds and adjustments are not deducted here.

INDIVIDUAL · MERCHANT OF RECORD

What remains after Kordiva's sale fee?

Eligible one-time digital sales only. Below, all plans assume a $100 product price before customer tax. Provider costs, reserves, payout fees and banking costs still apply separately.

Creator

4.9% + $0.49

Kordiva sale fee$5.39

After Kordiva sale fee$94.61

Payout fee: 0.5% of eligible payout amount

Pro

4.5% + $0.39

Kordiva sale fee$4.89

After Kordiva sale fee$95.11

Payout fee: 0.5% of eligible payout amount

Scale

4.0–4.25% + $0.29

Kordiva sale fee$4.29–$4.54

After Kordiva sale fee$95.46–$95.71

Payout fee: 0–0.25% of eligible payout amountIllustrative negotiated range. Contact sales for your contract.

The full calculator is for the Individual Merchant of Record model. It lets you enter confirmed processing costs, customer tax and temporary reserves rather than assuming unknown costs are zero.

Open full payout calculator

REFUNDS, DISPUTES & RESPONSIBILITY

What happens
after the payment?

Refunds and chargebacks are part of real commerce. Who handles the buyer's case depends on whether you sell through a registered business or Kordiva's approved Individual Merchant of Record model.

BUSINESS COMMERCE

Your business remains the seller.

The registered merchant remains responsible for customer policies, fulfillment and seller-side refunds and disputes under the applicable payment-provider process. Kordiva connects the order and payment information.

Your business approves eligible customer refunds under its policies and applicable law. Kordiva initiates the payment-side refund through Stripe. Refunded amounts can reduce your balance, reserve or future eligible payouts; the customer’s bank determines when the refund appears. A refund does not guarantee that every original fee is returned.

Kordiva receives payment-side disputes and requests your order, delivery and customer-communication evidence. Disputed funds and applicable processor or network fees can be held or recovered from Business proceeds. The confirmed outcome determines the final adjustment.

Business payouts follow verification, settlement, order fulfilment and transaction-specific hold checks. Available funds, payouts in transit and Stripe-confirmed paid payouts are shown separately in Payments/Payouts. Bank arrival is separate from eligibility; the Individual 1st and 15th schedule does not apply to Business Commerce.

Business refunds, disputes and payouts

INDIVIDUAL MERCHANT OF RECORD

Kordiva handles the buyer-side case.

For approved one-time digital sales, Kordiva reviews refund requests and manages full refunds and chargebacks on its original payment. Requests do not issue refunds immediately; automatic LIVE partial refunds are unavailable. Sellers provide evidence and remain responsible for applicable recovery or debt. Eligible funds follow the 1st and 15th UTC payout cycles; reserves can delay availability.

How Individual refunds and disputes work

Individual MoR launch roadmap: USA and Australia are planned, with activation to be confirmed. Canada: application pending. EU-27: Irish OSS application pending. We will enable more buyer countries gradually after reviewing payment support, products and tax requirements. These pending statuses apply to Individual MoR, not Business Commerce.

Buyer market preparation status →

Refunds, dispute outcomes and recoveries are not automatic or guaranteed. Temporary reserves may protect against losses, but are not an additional commercial fee. Customer rights, seller agreements, supported payment features and risk checks still apply.

SELL YOUR WAY

A storefront, a link or your own app.

Sell through a storefront, a shared link or your own app. Manage every channel from the same workspace.

Storefront

A complete catalog and buying experience for retail, brands and online shops.

Classic · Business demo storefront

Checkout Links

Take sales directly from Instagram, Facebook, Viber, WhatsApp or email without a full store.

Illustrative one-time digital checkoutProduct → Hosted checkoutHow testing works

API

Connect your existing SaaS, website or app to supported checkout and commerce APIs.

POST /public/catalog/stores/:storeId/
  checkout-sessions

checkoutType: "stripe_hosted"

→ checkoutUrl

HTTP / JSONIllustrative flow

Read the API guide

FROM PRODUCT TO PAID ORDER

Product to payout.

Create the offer, publish it, take the payment and keep the order connected to the customer.

CreateProducts & pricing

SellStorefront & links

Get paidCheckout & payments

ManageOrders & customers

EXPLORE LIVE DEMO STORES

See the experience
your buyer will have.

Explore Classic, Bold and Modern, then browse all 12 demo stores. See the storefront, product pages and checkout experience before choosing your theme. Product counts are illustrative.

Example catalog · 100 products

Theme: ClassicFashion boutiqueClassic storefront for clothing and fashion catalogs.

Open demo